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                Personal-home            </span>
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<section class="mt-16 bg-white relative overflow-hidden min-h-screen flex items-center">
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                    <span class="text-blue-600 font-black text-lg uppercase tracking-widest mb-4 block">
                        Made-to-Order Insurance                    </span>
                    <div class="w-24 h-2 bg-gradient-to-r from-blue-600 to-green-600"></div>
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                <h1 class="text-4xl md:text-5xl lg:text-6xl font-black text-gray-900 mb-8 leading-none">
                    Protecting You and Your Legacy                </h1>
                
                <p class="text-2xl text-gray-700 mb-10 leading-relaxed">
                    Stay Protected, Stay Confident: Tailored Insurance Plans to Secure Your Future                </p>
                
                <div class="flex flex-col sm:flex-row gap-4 mb-12">
                    <a href="#contact" class="group px-8 py-4 bg-gray-900 hover:bg-blue-600 text-white font-black text-lg transition-all inline-flex items-center justify-center">
                        <span>Enhance Your Natural Beauty with Us</span>
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                    <a href="#services" class="px-8 py-4 bg-transparent text-gray-900 font-black text-lg border-4 border-gray-900 hover:bg-gray-900 hover:text-white transition-all inline-flex items-center justify-center">
                        Explore More
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                </div>
                
                <div class="flex items-center space-x-8">
                    <div class="text-center">
                        <div class="text-4xl font-black text-blue-600 mb-1">98%</div>
                        <div class="text-sm text-gray-600 uppercase tracking-wider">Success Rate</div>
                    </div>
                    <div class="w-px h-16 bg-gray-300"></div>
                    <div class="text-center">
                        <div class="text-4xl font-black text-blue-600 mb-1">10K+</div>
                        <div class="text-sm text-gray-600 uppercase tracking-wider">Happy Clients</div>
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                    <div class="w-px h-16 bg-gray-300"></div>
                    <div class="text-center">
                        <div class="text-4xl font-black text-blue-600 mb-1">24/7</div>
                        <div class="text-sm text-gray-600 uppercase tracking-wider">Support</div>
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<section class="bg-gray-900 py-24">
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        <div class="grid md:grid-cols-4 gap-8">
                        <div class="group relative bg-white/5 backdrop-blur-sm border border-white/10 rounded-3xl p-8 hover:bg-white/10 hover:border-blue-500 transition-all">
                <div class="w-18 h-18 bg-gradient-to-br from-blue-500 to-green-600 rounded-2xl flex items-center justify-center mx-auto mb-6 w-20 h-20 group-hover:scale-110 transition-transform">
                    <i class="fas fa-project-diagram text-white text-2xl"></i>
                </div>
                <div class="text-6xl font-black text-white mb-3 text-center">2,500+</div>
                <div class="text-gray-400 text-lg font-semibold uppercase tracking-wider text-center">Projects</div>
            </div>
                        <div class="group relative bg-white/5 backdrop-blur-sm border border-white/10 rounded-3xl p-8 hover:bg-white/10 hover:border-blue-500 transition-all">
                <div class="w-18 h-18 bg-gradient-to-br from-blue-500 to-green-600 rounded-2xl flex items-center justify-center mx-auto mb-6 w-20 h-20 group-hover:scale-110 transition-transform">
                    <i class="fas fa-chart-pie text-white text-2xl"></i>
                </div>
                <div class="text-6xl font-black text-white mb-3 text-center">95%</div>
                <div class="text-gray-400 text-lg font-semibold uppercase tracking-wider text-center">Retention</div>
            </div>
                        <div class="group relative bg-white/5 backdrop-blur-sm border border-white/10 rounded-3xl p-8 hover:bg-white/10 hover:border-blue-500 transition-all">
                <div class="w-18 h-18 bg-gradient-to-br from-blue-500 to-green-600 rounded-2xl flex items-center justify-center mx-auto mb-6 w-20 h-20 group-hover:scale-110 transition-transform">
                    <i class="fas fa-clock text-white text-2xl"></i>
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                <div class="text-6xl font-black text-white mb-3 text-center">48h</div>
                <div class="text-gray-400 text-lg font-semibold uppercase tracking-wider text-center">Response</div>
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                        <div class="group relative bg-white/5 backdrop-blur-sm border border-white/10 rounded-3xl p-8 hover:bg-white/10 hover:border-blue-500 transition-all">
                <div class="w-18 h-18 bg-gradient-to-br from-blue-500 to-green-600 rounded-2xl flex items-center justify-center mx-auto mb-6 w-20 h-20 group-hover:scale-110 transition-transform">
                    <i class="fas fa-users-cog text-white text-2xl"></i>
                </div>
                <div class="text-6xl font-black text-white mb-3 text-center">20+</div>
                <div class="text-gray-400 text-lg font-semibold uppercase tracking-wider text-center">Experts</div>
            </div>
                    </div>
    </div>
</section>

<section class="relative bg-gray-900 py-20 overflow-hidden" id="services">
    <div class="absolute inset-0 bg-gradient-to-br from-blue-900/20 to-green-900/20"></div>
    
    <div class="max-w-screen-xl mx-auto px-4 relative z-10">
        <div class="text-center mb-16">
            <span class="inline-block px-4 py-2 bg-white/10 text-white rounded-full text-sm font-semibold mb-4">Services</span>
            <h2 class="text-5xl font-extrabold text-white mb-4">Experience Beauty Like Never Before with Our Services</h2>
            <p class="text-xl text-gray-300 max-w-2xl mx-auto">Professional solutions for every need</p>
        </div>
        
        <div class="grid md:grid-cols-3 gap-6">
                        <div class="bg-white/5 backdrop-blur-sm border border-white/10 rounded-2xl p-8 hover:bg-white/10 transition-all">
                <div class="w-14 h-14 bg-gradient-to-br from-blue-500 to-green-600 rounded-xl flex items-center justify-center mb-6">
                    <i class="fas fa-shield-alt text-white text-2xl"></i>
                </div>
                <h3 class="text-xl font-bold text-white mb-3">Boat Insurance</h3>
                <p class="text-gray-300 leading-relaxed">Set sail with peace of mind knowing you are covered by our boat insurance plans. We offer customizable coverage for everything from liability to physical damage.</p>
            </div>
                        <div class="bg-white/5 backdrop-blur-sm border border-white/10 rounded-2xl p-8 hover:bg-white/10 transition-all">
                <div class="w-14 h-14 bg-gradient-to-br from-blue-500 to-green-600 rounded-xl flex items-center justify-center mb-6">
                    <i class="fas fa-umbrella text-white text-2xl"></i>
                </div>
                <h3 class="text-xl font-bold text-white mb-3">Travel Insurance</h3>
                <p class="text-gray-300 leading-relaxed">Travel with confidence knowing you are protected against unexpected events. Our travel insurance plans provide comprehensive coverage for medical emergencies, trip cancellations, and more.</p>
            </div>
                        <div class="bg-white/5 backdrop-blur-sm border border-white/10 rounded-2xl p-8 hover:bg-white/10 transition-all">
                <div class="w-14 h-14 bg-gradient-to-br from-blue-500 to-green-600 rounded-xl flex items-center justify-center mb-6">
                    <i class="fas fa-home text-white text-2xl"></i>
                </div>
                <h3 class="text-xl font-bold text-white mb-3">Pet Insurance</h3>
                <p class="text-gray-300 leading-relaxed">Your furry friend is part of your family. Keep them healthy and protected with our pet insurance plans, covering everything from routine check-ups to unexpected accidents and illnesses.</p>
            </div>
                        <div class="bg-white/5 backdrop-blur-sm border border-white/10 rounded-2xl p-8 hover:bg-white/10 transition-all">
                <div class="w-14 h-14 bg-gradient-to-br from-blue-500 to-green-600 rounded-xl flex items-center justify-center mb-6">
                    <i class="fas fa-car text-white text-2xl"></i>
                </div>
                <h3 class="text-xl font-bold text-white mb-3">Home Insurance</h3>
                <p class="text-gray-300 leading-relaxed">Your home is more than just a structure – it's where memories are made. Ensure it remains safe and protected with our customizable home insurance policies, designed to fit your unique needs.</p>
            </div>
                        <div class="bg-white/5 backdrop-blur-sm border border-white/10 rounded-2xl p-8 hover:bg-white/10 transition-all">
                <div class="w-14 h-14 bg-gradient-to-br from-blue-500 to-green-600 rounded-xl flex items-center justify-center mb-6">
                    <i class="fas fa-user-shield text-white text-2xl"></i>
                </div>
                <h3 class="text-xl font-bold text-white mb-3">Life Insurance</h3>
                <p class="text-gray-300 leading-relaxed">Preserve your legacy and protect your loved ones with our life insurance solutions. We offer a variety of plans to ensure your family's financial future remains secure in the face of unexpected events.</p>
            </div>
                        <div class="bg-white/5 backdrop-blur-sm border border-white/10 rounded-2xl p-8 hover:bg-white/10 transition-all">
                <div class="w-14 h-14 bg-gradient-to-br from-blue-500 to-green-600 rounded-xl flex items-center justify-center mb-6">
                    <i class="fas fa-file-contract text-white text-2xl"></i>
                </div>
                <h3 class="text-xl font-bold text-white mb-3">Auto Insurance</h3>
                <p class="text-gray-300 leading-relaxed">Drive with peace of mind knowing you and your vehicle are fully protected. We offer a range of comprehensive auto insurance plans to safeguard you against unforeseen events on the road.</p>
            </div>
                    </div>
    </div>
</section>

<section class="relative py-24 bg-white overflow-hidden" id="testimonials">
    <div class="max-w-screen-xl mx-auto px-4 relative z-10">
        <div class="text-center mb-16">
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                <i class="fas fa-quote-right"></i>
                Testimonials
            </div>
            <h2 class="text-5xl md:text-6xl font-black text-gray-900 mb-4">What Our Clients Say</h2>
        </div>
        <div class="grid md:grid-cols-3 gap-8">
                        <div class="relative group">
                <div class="absolute -inset-1 bg-gradient-to-r from-blue-600 to-green-600 rounded-2xl blur opacity-0 group-hover:opacity-20 transition-opacity"></div>
                <div class="relative bg-white rounded-2xl p-8 shadow-lg border border-gray-100">
                    <div class="flex items-center mb-4">
                                                <i class="fas fa-star text-yellow-400"></i>
                                                <i class="fas fa-star text-yellow-400"></i>
                                                <i class="fas fa-star text-yellow-400"></i>
                                                <i class="fas fa-star text-yellow-400"></i>
                                                <i class="fas fa-star text-yellow-400"></i>
                                            </div>
                    <p class="text-gray-700 mb-6 leading-relaxed italic">
                        "Quote generation is now instant. I can serve more clients with better accuracy and zero delays."
                    </p>
                    <div class="flex items-center gap-4 pt-4 border-t border-gray-100">
                        <img src="https://randomuser.me/api/portraits/men/88.jpg" alt="Margaret Phillips" class="w-12 h-12 rounded-full object-cover border-2 border-blue-200">
                        <div>
                            <div class="font-black text-gray-900">Margaret Phillips</div>
                            <div class="text-sm text-gray-600">Senior Agent, Trustworthy Insurance</div>
                        </div>
                    </div>
                </div>
            </div>
                        <div class="relative group">
                <div class="absolute -inset-1 bg-gradient-to-r from-blue-600 to-green-600 rounded-2xl blur opacity-0 group-hover:opacity-20 transition-opacity"></div>
                <div class="relative bg-white rounded-2xl p-8 shadow-lg border border-gray-100">
                    <div class="flex items-center mb-4">
                                                <i class="fas fa-star text-yellow-400"></i>
                                                <i class="fas fa-star text-yellow-400"></i>
                                                <i class="fas fa-star text-yellow-400"></i>
                                                <i class="fas fa-star text-yellow-400"></i>
                                                <i class="fas fa-star text-yellow-400"></i>
                                            </div>
                    <p class="text-gray-700 mb-6 leading-relaxed italic">
                        "Risk assessment tools are incredibly accurate. Our loss ratios improved significantly within one quarter."
                    </p>
                    <div class="flex items-center gap-4 pt-4 border-t border-gray-100">
                        <img src="https://randomuser.me/api/portraits/men/6.jpg" alt="George Sullivan" class="w-12 h-12 rounded-full object-cover border-2 border-blue-200">
                        <div>
                            <div class="font-black text-gray-900">George Sullivan</div>
                            <div class="text-sm text-gray-600">Underwriting Manager, Guardian Insurance Corp</div>
                        </div>
                    </div>
                </div>
            </div>
                        <div class="relative group">
                <div class="absolute -inset-1 bg-gradient-to-r from-blue-600 to-green-600 rounded-2xl blur opacity-0 group-hover:opacity-20 transition-opacity"></div>
                <div class="relative bg-white rounded-2xl p-8 shadow-lg border border-gray-100">
                    <div class="flex items-center mb-4">
                                                <i class="fas fa-star text-yellow-400"></i>
                                                <i class="fas fa-star text-yellow-400"></i>
                                                <i class="fas fa-star text-yellow-400"></i>
                                                <i class="fas fa-star text-yellow-400"></i>
                                                <i class="fas fa-star text-yellow-400"></i>
                                            </div>
                    <p class="text-gray-700 mb-6 leading-relaxed italic">
                        "Policy management has never been easier. Their platform handles complexity with simplicity."
                    </p>
                    <div class="flex items-center gap-4 pt-4 border-t border-gray-100">
                        <img src="https://randomuser.me/api/portraits/men/46.jpg" alt="Patricia Morgan" class="w-12 h-12 rounded-full object-cover border-2 border-blue-200">
                        <div>
                            <div class="font-black text-gray-900">Patricia Morgan</div>
                            <div class="text-sm text-gray-600">Agency Owner, Secure Life Insurance</div>
                        </div>
                    </div>
                </div>
            </div>
                    </div>
    </div>
</section>


<section class="relative py-24 bg-gradient-to-br from-blue-50 via-white to-green-50 overflow-hidden" id="features">
    <div class="max-w-screen-xl mx-auto px-4 relative z-10">
        <div class="text-center mb-16">
            <div class="inline-block px-6 py-3 bg-white border-2 border-blue-200 text-blue-700 rounded-lg text-sm font-bold mb-6 shadow-md">
                Features
            </div>
            <h2 class="text-5xl md:text-6xl font-black text-gray-900 mb-4">Why Choose Us</h2>
            <p class="text-xl text-gray-600 max-w-3xl mx-auto">Everything you need to succeed, all in one place</p>
        </div>
        <div class="grid md:grid-cols-2 lg:grid-cols-4 gap-8">
                        <div class="relative group">
                <div class="absolute inset-0 bg-gradient-to-br from-blue-600 to-green-600 rounded-3xl transform rotate-3 group-hover:rotate-6 transition-transform opacity-0 group-hover:opacity-10"></div>
                <div class="relative bg-white rounded-3xl p-8 shadow-lg border-2 border-gray-100 group-hover:border-blue-200 transition-all">
                    <div class="w-16 h-16 bg-gradient-to-br from-blue-500 to-green-600 rounded-2xl flex items-center justify-center mb-6 shadow-md">
                        <i class="fas fa-rocket text-white text-2xl"></i>
                    </div>
                    <h3 class="text-xl font-black text-gray-900 mb-3">Fast Performance</h3>
                    <p class="text-gray-600 text-sm">Lightning-fast results</p>
                </div>
            </div>
                        <div class="relative group">
                <div class="absolute inset-0 bg-gradient-to-br from-blue-600 to-green-600 rounded-3xl transform rotate-3 group-hover:rotate-6 transition-transform opacity-0 group-hover:opacity-10"></div>
                <div class="relative bg-white rounded-3xl p-8 shadow-lg border-2 border-gray-100 group-hover:border-blue-200 transition-all">
                    <div class="w-16 h-16 bg-gradient-to-br from-blue-500 to-green-600 rounded-2xl flex items-center justify-center mb-6 shadow-md">
                        <i class="fas fa-shield-alt text-white text-2xl"></i>
                    </div>
                    <h3 class="text-xl font-black text-gray-900 mb-3">Secure & Safe</h3>
                    <p class="text-gray-600 text-sm">Your data protected</p>
                </div>
            </div>
                        <div class="relative group">
                <div class="absolute inset-0 bg-gradient-to-br from-blue-600 to-green-600 rounded-3xl transform rotate-3 group-hover:rotate-6 transition-transform opacity-0 group-hover:opacity-10"></div>
                <div class="relative bg-white rounded-3xl p-8 shadow-lg border-2 border-gray-100 group-hover:border-blue-200 transition-all">
                    <div class="w-16 h-16 bg-gradient-to-br from-blue-500 to-green-600 rounded-2xl flex items-center justify-center mb-6 shadow-md">
                        <i class="fas fa-headset text-white text-2xl"></i>
                    </div>
                    <h3 class="text-xl font-black text-gray-900 mb-3">24/7 Support</h3>
                    <p class="text-gray-600 text-sm">Always here to help</p>
                </div>
            </div>
                        <div class="relative group">
                <div class="absolute inset-0 bg-gradient-to-br from-blue-600 to-green-600 rounded-3xl transform rotate-3 group-hover:rotate-6 transition-transform opacity-0 group-hover:opacity-10"></div>
                <div class="relative bg-white rounded-3xl p-8 shadow-lg border-2 border-gray-100 group-hover:border-blue-200 transition-all">
                    <div class="w-16 h-16 bg-gradient-to-br from-blue-500 to-green-600 rounded-2xl flex items-center justify-center mb-6 shadow-md">
                        <i class="fas fa-chart-line text-white text-2xl"></i>
                    </div>
                    <h3 class="text-xl font-black text-gray-900 mb-3">Proven Results</h3>
                    <p class="text-gray-600 text-sm">Track your success</p>
                </div>
            </div>
                    </div>
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                <p class="text-gray-600 text-sm mb-4">AI ethics councils ensure underwriting algorithms stay fair, transparent, and regulator-ready in 2025.</p>
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                <p class="text-gray-600 text-sm mb-4">Life insurers bundle wellness riders that reward members for preventive care, longevity planning, and caregiving support...</p>
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                <p class="text-gray-600 text-sm mb-4">Claims co-creation communities pair adjusters, contractors, and policyholders to redesign settlement journeys in 2025.</p>
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